Underwriting discussions (called threads) allow underwriters, brokers and clients to exchange information and questions on any given submission.
To create an underwriting discusssion:
Once created, you can add public or private messages to the thread. In this context, public messages can be viewed by any representative, broker or underwriter with at least read-access to the submission. Public does not mean anyone can see your messages.
Private messages can be sent to specific recipients by specifiying the recipient in the dropdown of the top left corner of the message textbox.